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Savvy Real Estate Blog


Ways to pay your mortgage off sooner

When you purchased your home, you had to choose how you were going to pay for it. In some cases, if you’ve been in the market for a while or are perhaps scaling down to a less expensive house, you may have paid cash for your new home.

However, in the year 2017 – according to the National Association of Realtors – 88 percent of all home buyers took out a mortgage of some sort when they made a home purchase. It may have been a “conventional” mortgage, or it may have been an FHA or VA loan. Regardless of the type, however, money for a home purchase was borrowed by nearly 90 percent of all those who made a home purchase that year. That’s a lot of loans!

Mortgages are certainly a convenience…but they’re also expensive, and it usually takes decades to

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Real Estate and the Difficult Client

Yup, we all get them. The difficult client. Why, we wonder, did they wind up with me? Why wasn’t someone else on the up desk when they called? Why did I prospect them at that party? How am I ever going to get through this process with them? 

Whether they’re buyers or sellers, demanding clients can make our lives…well…difficult! However, it’s essential to know that you can conquer the tough client if you can recognize what it is that motivates them and, then, decide how to handle them.  

Difficult buyers and sellers come in a variety of shapes and sizes but are most often identified by the following traits: 

  • The one who knows everything – This client knows EVERYTHING there is to know about real estate sales and purchases. As a matter of
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Steps to Home-Buying Happiness

You're ready to take the plunge. You're excited but feeling a little overwhelmed about your decision to purchase your first home. After all, it's likely going to be the largest purchase you've ever made, and you're still a little uncertain about making such a commitment. Plus, it's a long and challenging process, right?

Not necessarily. Of course, there will be plenty of stressors associated with home buying, but if you do it right and understand what lies in front of you, there's no reason for this to be anything other than a pleasant transaction!

Very simply put, there are 8 steps you need to progress through before you have the keys to your new home in your hand.

Choose a Realtor 

Start by interviewing several realtors in your area to

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Tips for packing and moving

You’ve sold your house, and you’re ready to move on to the next home of your dreams. Or perhaps you’re moving from an apartment to your first home. Or maybe you’re downsizing from a large home to a smaller abode. Whichever the case, it’s time to pack.

Just reading that last line solicits a collective groan from the masses since few people truly enjoy the process of packing for a move. If you do it often, you may have gotten better at it, but – chances are – you still don’t like to do it.

So, what advice do the experts offer in order to make the packing process less painful? The trick, most agree, is staying organized and having a plan.

“Ugh, I hate plans,” you might be thinking, but those in-the-know suggest that a plan which starts as far in

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Real Estate Agent Characteristics

Do you love your career as a real estate agent? Do you exude telltale agent traits? Is it easy for others to figure out that you adore houses – old and new - and that you love selling them?  

If you're not a "secret" agent but advertise your love for the business on your sleeve, so to speak, chances are it's easy for others to figure out what you do for a living. And chances are your life has changed since you entered the world of real estate.  

Just for fun, we've compiled this list of traits that seem to go along with life as a realtor. So, here it goes. 

You know you're a realtor when… 

  1. You can't get enough of HGTV – Face it. You're hooked! Whether it's watching those good-looking twin brothers sell and rehab homes in Canada, house
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Things to consider when buying an old house

For many history buffs or lovers of old architecture, buying an old home is at the top of their list. They salivate when they see that 1700s-built colonial or that perfect Victorian from the late 1900s. They envision an old home as the ideal house for them and the one they’ve been waiting to buy for years.

So, when the opportunity arises to purchase that perfect old house – you know, the one you purposely pass each day on the way home from work - many people jump in with both feet…without really thinking about the consequences. While the historical home you’re eyeing might be in great condition – or APPEAR to be in great condition, more often than not there are many things to consider prior to purchasing and others for which you should be on the

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Reasons not to sell your own home

Whether it's a buyer's market or a seller's market, there seem to be some homeowners who insist on trying to sell their own property. If you ask them why they can no doubt provide you with several reasons as to why it's better not to get a real estate agent involved. The primary goal is usually saving money.

But if you examine the pros and cons of using a realtor to sell your home, it's easy to see that being a FSBO probably won't result in a huge savings – or a savings at all – and you'll add plenty more stress and frustration to the entire process as well.

Below we've compiled a list of 10 reasons why you should avoid the For Sale by Owner sign and opt instead for the placard of one of your area's top realtors.

  1. Underpricing – Statistics
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Real Estate Website Traffic

If you’ve got a career in real estate, you’ve got a website. At least you should! Indeed, it is the rare business these days that is successful without a website.

But many realtors and other business owners (and, remember, you ARE a business owner) don’t spend the time it takes to keep their website fun and interesting. True, most realtors do spend time building their initial site, but then it seems to fall by the proverbial wayside, with realtors only logging on when they want to add a picture and description of a new listing.

But what the other kinds of things you can do to refresh your site? What should you post? And will those items/ideas bring you more traffic?

Consider the following.

Is your site mobile-friendly? 

While some folks

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Listing Your Home During the Holidays

‘Tis the season, the saying goes. A season for fun and merriment. Family and friends. Gift-giving and receiving. Decorating, food, and a tasty little libation.

The holidays are a joyous time for most people and a great time to reconnect with loved ones. But some things might be best left until after the holidays – like selling your house, right? Well, maybe. Or maybe not.

Every year, there are plenty of houses on the market during the December holiday season. Some sellers do quite well at that time of year while others throw up their hands and think, “Why am I doing this?”

Well, there are always pros and cons to every situation, so here’s our take on whether or not you should try to sell your house during such a busy season.


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From Renting to Homeownership

Most of us rent our living spaces at one time or another. Whether it’s a room in someone else’s house, an apartment, or even a single-family home, renting is very often the best option for Americans just starting out…and sometimes for those who’ve been there and done the buying thing and are ready to scale down. (More on that in another blog!)

Anyway, suppose you’re now feeling quite settled and are tired of paying rent and watching your monthly payment disappear with clearly no financial advantage to you. You want to start building equity and want to select a place that you can make “your own”. So, in your mind, it’s time to buy. After all, if you can afford rent, you can afford a mortgage payment that’s equal to it, right?

Not so fast! While

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