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Buyers

Found 19 blog entries about Buyers.

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Ways to pay your mortgage off sooner

When you purchased your home, you had to choose how you were going to pay for it. In some cases, if you’ve been in the market for a while or are perhaps scaling down to a less expensive house, you may have paid cash for your new home.

However, in the year 2017 – according to the National Association of Realtors – 88 percent of all home buyers took out a mortgage of some sort when they made a home purchase. It may have been a “conventional” mortgage, or it may have been an FHA or VA loan. Regardless of the type, however, money for a home purchase was borrowed by nearly 90 percent of all those who made a home purchase that year. That’s a lot of loans!

Mortgages are certainly a convenience…but they’re also expensive, and it usually takes decades to

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Steps to Home-Buying Happiness

You're ready to take the plunge. You're excited but feeling a little overwhelmed about your decision to purchase your first home. After all, it's likely going to be the largest purchase you've ever made, and you're still a little uncertain about making such a commitment. Plus, it's a long and challenging process, right?

Not necessarily. Of course, there will be plenty of stressors associated with home buying, but if you do it right and understand what lies in front of you, there's no reason for this to be anything other than a pleasant transaction!

Very simply put, there are 8 steps you need to progress through before you have the keys to your new home in your hand.

Choose a Realtor 

Start by interviewing several realtors in your area to

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Things to consider when buying an old house

For many history buffs or lovers of old architecture, buying an old home is at the top of their list. They salivate when they see that 1700s-built colonial or that perfect Victorian from the late 1900s. They envision an old home as the ideal house for them and the one they’ve been waiting to buy for years.

So, when the opportunity arises to purchase that perfect old house – you know, the one you purposely pass each day on the way home from work - many people jump in with both feet…without really thinking about the consequences. While the historical home you’re eyeing might be in great condition – or APPEAR to be in great condition, more often than not there are many things to consider prior to purchasing and others for which you should be on the

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From Renting to Homeownership

Most of us rent our living spaces at one time or another. Whether it’s a room in someone else’s house, an apartment, or even a single-family home, renting is very often the best option for Americans just starting out…and sometimes for those who’ve been there and done the buying thing and are ready to scale down. (More on that in another blog!)

Anyway, suppose you’re now feeling quite settled and are tired of paying rent and watching your monthly payment disappear with clearly no financial advantage to you. You want to start building equity and want to select a place that you can make “your own”. So, in your mind, it’s time to buy. After all, if you can afford rent, you can afford a mortgage payment that’s equal to it, right?

Not so fast! While

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Being a Buyer in a Seller's Market

It’s happening all around the country. You’re hearing the phrase “seller’s market” mentioned in conjunction with many of the real estate markets in the U.S. today.

Indeed, it’s a good time for sellers to capitalize on the fact that there are lots of folks hoping to buy a home but not enough homes to fulfill all those needs. That leaves sellers with a smile on their face and buyers wondering whether or not they’re going to be able to buy an affordable home in this tight market. 

As a buyer, you’ll especially feel the crunch if you’re looking for a home in a first-time buyer’s typical price range for your area AND if you’re looking for a home that doesn’t require that you go in and do a lot of repairs or updating. If you are a bit more flexible on

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Home Renovations Flooring

So, you just bought a new house, but it needs a little work. You got it for a good price, but you know you’ll need to put some dollars into a renovation that will make you happy.

You’re especially eager to tear out that old shag carpet or to rip up those outdated vinyl tiles in the kitchen and bathrooms. But when you head to the home improvement store and browse through the flooring department, the choices are a little overwhelming. You were adamant about hardwood, but now you think laminate is okay. And what about bamboo? What the heck is that and why would you use it on your floors? And there’s always the carpet route.

Consider your Lifestyle

number 1 

How you live, who lives in your house, and what you can afford will largely determine in which

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What Millennials Want in a Home

Millennials – or members of Generation Y – are heading into their home-buying years. Many have graduated from college and found success in the workforce, with salaries that support their desire to own their own place. Others went straight from high school into trades or other jobs and have now amassed enough money for a downpayment on a starter home and are eager to start shopping.

This generation, however, say the experts, is definitely different than generations before when it comes down to what they are seeking in the home of their dreams or – at least – the home that will eventually lead to the home of their dreams. It’s not necessarily the big back yard for the dog and the kids those baby boomers sought or the sprawling house in the suburbs

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Why location matters when buying a home

You’ve probably heard that ages-old answer to the question about the three most important things a property should possess if you’re considering its purchase. Of course, that answer is “location, location, location.” And while that response may elicit a chuckle from most people, the fact remains that this is undoubtedly the best advice a homebuyer can receive as they ponder which house will soon be theirs. 

But why does location matter so much? If it’s a great house on a so-so block, isn’t that a good deal? After all, you’re getting the best house available? And shopping isn’t all that far away, right? And it’s only a 30-minute bus ride for the kids to get to school! Sounds like a good choice, correct?  

Probably not. 

There are many reasons

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Creating an Outdoor Games Area

Whether you’ve just invested in a brand-new home with a huge backyard and can’t wait to spruce it up for family and friends, or even if you’ve always had an ample backyard but were never quite sure what to do with all the space, summer is the perfect time to think about outdoor activities. How many of us can’t wait to get outdoors when the weather is nice? And, often, we can enjoy that outdoor time straight into the fall. That’s why making your yard family-friendly is money well spent for all seasons!

Perhaps you’ve got a few ideas, and maybe you’ve already got a pool or other backyard perks. But did you know that outdoor game areas are one of the biggest trends of the year? And, furthermore, they can be tailored to please both kids and adults. And

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Buying a Tiny Home

Pick up your remote control and scan through your favorite cable TV channels and you’re sure to find at least 2 or 3 different shows that tout the advantages of building and living in what has become known as a “tiny house”.

The hosts of these shows chat with us via the television camera about all the advantages of tiny house living and joke with the new owners about their new lack of space, scaling down, and all the good things they’re doing for the environment by moving into these minuscule mansions.

Perhaps you dismiss the idea with a shake of the head and a roll of your eyes. Or maybe you watch intently, thinking “we could do that”. Hmmm….

If you’ve ever given even a fleeting thought to living in a tiny house, there’s much more to know

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